#1. – Green Card Holders typically have a SSN#, but sometimes only an ITIN#. They may be eligible for any type of Agency or non-Agency loan.
#2. – ITIN (Individual Taxpayer Identification Numbers) are issued by the Internal Revenue Service (IRS) to individuals who are required to pay U.S. taxes but are not eligible for an SSN, such as non-resident aliens, foreign investors, and undocumented immigrants. To qualify for an ITIN loan, go to: IRS Website/ITIN. It typically takes 7-8 weeks to get a number.
I have programs for ITIN borrowers with: